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Should I Use Rakuten?

rakuten.com·Analyzed 1 day ago··Based on 11 sources

Since 1999, we've paid our members over $3.6 Billion in Cash Back. Join now for an extra 10% Cash Back boost. Shop 3,500+ stores using coupons or cash back!

Depends

Depends

Join if you shop online often and can shrug off occasional missed tracking — it's free and often pays.

Free cash-back portal that mostly works, but payouts are slow and sometimes disputed — treat it as gravy, not guaranteed savings.

Confidence: Medium

4/5

Trustpilot rating

Rakuten (USA)

$3.6B

Cash back paid

to members since 1999

3,500+

Partner stores

coupons + cash back

1999

Operating since

formerly Ebates

Value for money4

Free; $3.6B paid out, though payouts can lag.

Ease of use4

Join once, shop via app or extension.

Feature depth3

Coupons plus cash back; nothing deeper.

Support quality2

Multiple complaints about disputes and slow resolution.

Security posture2

2021 breach notice; sibling-product CVEs.

Pros

  • Free to join; $3.6 billion paid to members since 1999.¹
  • Cash back and coupons across 3,500+ stores.¹
  • Rakuten+ advertises at least 10% cash back daily.²
  • 4/5 Trustpilot rating for Rakuten USA.³
  • Some users report years of consistently good payouts.

Cons

  • Users report very slow cash back and misleading rates.
  • Reddit threads call it increasingly unreliable, with tracking disputes.
  • Some users now ask if it is 'pretty much a scam lately'.
  • Disputes leave some longtime members done with the service.
  • January 2021 data breach disclosed by Rakuten USA.

Gotchas

  • highCash back can take months to pay and sometimes never tracks; the top complaint across review sites.
  • highRakuten USA filed a data breach notice in January 2021; public details are limited.
  • mediumBoosted rates and promos are described as misleading by some users; read exclusions before buying.
  • mediumA Google support thread flags that Rakuten requests access to your email upon joining.

Best for

  • Frequent online shoppers at big chains
  • Coupon stackers
  • Patient savers okay with slow payouts

Not for

  • Anyone who needs cash back to reliably track — it often doesn't
  • Privacy-sensitive users wary of granting email access
  • Buyers expecting instant rebates at checkout
  • People unwilling to chase missing cash back with support

Pricing

Free membership

$0

  • Cash back at 3,500+ stores
  • Coupon codes
  • Promotional 10% boost offers

Security

2021 US breach notice on file; recent CVEs hit sibling products (Viber, Kobo, Send Anywhere), not the cash-back portal itself.

  • Rakuten USA data breach (2021)California AG 'Notice of Data Event' filed on or about January 21, 2021.
  • CVE-2025-13476 — Rakuten ViberCryptographic information-disclosure flaw in Viber, a sibling product — not the shopping portal.

What users say

Longtime users report reliable payouts, but a loud minority complains about slow, missed, or disputed cash back.

I love Rakuten! No complaints on my end.
Reddit, r/Rakuten
Is it just me or is Rakuten pretty much a scam lately?
Reddit, r/Rakuten (thread title)
Rakuten is becoming increasingly unreliable
Reddit, r/Rakuten (thread title)

Alternatives

Compare Rakuten with each alternative.

Full analysis

Based on ~20 public sources: Reddit, Trustpilot, ConsumerAffairs, Quora, a California AG breach notice, and Rakuten's own pages.

Sources

  1. official
  2. official
  3. review
  4. review
  5. review
  6. review
  7. review
  8. review
  9. security
  10. security
  11. review

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