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Create a Personal Price Plan® with State Farm® insurance Review

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Should I use Create a Personal Price Plan® with State Farm® insurance?

Start a quote - statefarm.com

· 18 hours ago

Buy if you want a local agent to bundle home, auto, RV, or condo coverage and don't mind phone calls. Skip if you want instant self-serve pricing or live in a state where State Farm's rates aren't competitive.

Confidence

Medium. Based on ~20 public sources; most are State Farm agent marketing pages with little independent user feedback.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security postureNo security findings in reviewed sources

Pricing

Quote-based; varies by state

Personal Price Plan

ModelNot disclosed
Monthly fees$2 initial fee
HardwareNot disclosed

Best for

  • Home-and-auto bundlers
  • Buyers who want a local agent
  • RV, condo, multi-policy owners
  • People who want annual coverage check-ins

Not for

  • Self-serve shoppers who hate agent calls
  • Anyone wanting instant transparent online pricing
  • Shoppers in states where quotes run high
  • Anyone comparing software — this is personal insurance, not a tool

Gotchas - check before you buy

medium

Quotes are state-specific; moving means re-pricing from scratch.

medium

Expect agent follow-up calls after requesting a quote.

medium

Payment plan can require three months premium upfront plus a $2 fee.

medium

Complaint sites document claims and cancellation friction; document everything in writing.

Pros and cons

Pros

  • Bundling home and auto aims at an affordable personalized price.
  • Local agents tailor coverage across auto, home, condo, RV, and life.
  • Free quote takes only a few minutes.
  • Agents review whether your existing plan still fits over time.

Cons

  • Pricing varies by state; no transparent standard rates.
  • Customers typically work through a local agent, not self-serve.
  • Documented customer complaints around claims and cancellations.
  • Monthly payment plan may require three months premium upfront.

Sources & method

- 8 sources - No known vulnerabilities found in the sources reviewed.

official x3review x3security x1news x1

Key stats

  • Value for money: 3/5

    Rating

  • Quote-based; varies by state

    Starting price

  • 8

    Sources

  • Analyzed

  • Value for money: 3/5. Bundle savings claimed; pricing opaque and state-dependent
  • Ease of use: 2/5. Agent-mediated; not fully self-serve
  • Feature depth: 3/5. Many lines covered under one insurer
  • Support quality: 2/5. Complaint sites document claims and cancellation friction
  • Security posture. No security findings in reviewed sources
  • Free Quote cost Premiums vary by state
  • $2 initial fee Payment plan fee May need 3 months premium upfront
  • 5+ Coverage lines Auto, home, condo, RV, life

Pricing

Personal Price Plan

Quote-based; varies by state

  • Free quote in minutes
  • Bundle home and auto for a lower combined price

Security

No known vulnerabilities found in the sources reviewed.

What users say

Independent review coverage centers on complaints about claims and cancellations, while most other sources are agent marketing posts.

Full analysis

Based on ~20 public sources; most are State Farm agent marketing pages with little independent user feedback.

Agent-sold insurance quotes with bundle discounts; good if you want an agent, skip if you want fast self-serve pricing.

Methodology

Based on ~20 public sources; most are State Farm agent marketing pages with little independent user feedback.

Read how a report is made.

Sources

  1. official
  2. official
  3. official
  4. review
  5. review
  6. review
  7. news
  8. security

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