shouldiuse.io

Report

Should I Use TopCashback?

topcashback.com·Analyzed 11 hours ago··Based on 10 sources

Get paid for shopping at over 7,000 merchant stores. Stores pay us and we pass it on to you!

Worth it

Worth it

Buy if you shop online regularly — it is free and pays real cashback across 7,000+ stores.

Free, legitimate cashback portal with huge store coverage — fine if you tolerate occasional lost or slow cashback.

Confidence: Medium

4/5

Trustpilot rating (USA)

TopCashback USA reviews

$0

Price

Free to join and use

25M+

Members

Worldwide, per Chrome Web Store

2005

Founded

UK-origin company

Value for money5

Free, claims 100% commission pass-through

Ease of use4

Simple app and browser extension model

Feature depth3

Cashback, offers, gift cards; nothing deeper

Support quality2

Users report slow claims; BBB complaints exist

Security posture3

Historic SSL flaw, since fixed; privacy procedures stated

Pros

  • Completely free to join and use¹
  • Claims to pass 100% of merchant commission to members²
  • 7,000+ stores including Under Armour, Keeper Security, Rocket Languages
  • Strong reputation: 4/5 Trustpilot USA; 160,000+ reviews cited³
  • Established since 2005 with 25M+ members worldwide

Cons

  • Users report cashback tracking failures and drawn-out claims
  • BBB complaints on file against TopCashBack USA Inc.
  • Criticized historically for weak SSL website security
  • Cashback can conflict with reward points and other portals

Gotchas

  • highCashback is never guaranteed; tracking can fail and claims take months to resolve
  • mediumStacking with reward points or other portals can void your cashback
  • mediumSupport is slow when transactions don't track, per BBB complaints
  • lowAccount security relies on security questions, which users report failing

Best for

  • Frequent online shoppers
  • Deal stackers combining sales and cashback
  • UK and US shoppers
  • Gift-card deal hunters

Not for

  • People who rarely buy online
  • Anyone needing guaranteed cashback tracking
  • Shoppers expecting instant payouts
  • Reward-points stackers — portals can conflict and void cashback

Companies that use it

  • Under Armour
  • Keeper Security
  • Rocket Languages

Pricing

Free membership

$0

  • Cashback at 7,000+ stores
  • 100% commission pass-through claimed
  • Free app and browser extension

Security

Legitimate site with stated privacy procedures; one historic SSL weakness was publicly criticized and fixed.

  • Historic weak SSL configurationA security report called TopCashback's SSL 'useless'; the company said it rushed to fix it.

What users say

Mostly positive — reviewers call it legitimate and generous, but a vocal minority report stalled claims and forfeited cashback.

L❤️VE TopCashback !!! They're by fa
Trustpilot reviewer, TopCashback USA
Topcashback is a joke. My recommen
Reddit, r/beermoneyuk
Yes, TopCashback is legit, and the co
The Budget Diet review

Alternatives

Compare TopCashback with each alternative.

PayPal Honey

Automatic coupon-finding with rewards points

Full analysis

Based on ~20 public sources; several snippets were truncated, so quote excerpts are partial.

Sources

  1. official
  2. official
  3. review
  4. review
  5. review
  6. review
  7. security
  8. security
  9. news
  10. Chrome Web Store: 25M+ memberschromewebstore.google.com
    official

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