Comparison

Bankrate — Compare Mortgage Rates & Financial Products vs LendingTree

Bankrate — Compare Mortgage Rates & Financial Products lands on Worth it, and LendingTree lands on Depends.

Bankrate — Compare Mortgage Rates & Financial Products

Worth it

Confidence: Medium

Use it if you're shopping mortgage, refi, savings, or credit card rates . it's free and well-regarded for comparison.

Depends

Confidence: Medium

Use it if you're shopping a mortgage or consolidation loan and want free competing offers . with a dedicated email and phone number.

Bankrate — Compare Mortgage Rates & Financial Products versus LendingTree
Compare	Bankrate — Compare Mortgage Rates & Financial Products	LendingTree
Verdict	Worth it	Depends
Best for	Mortgage and refi shoppers	Mortgage shoppers comparing multiple lenders
Who it's not for	Anyone unwilling to receive lender sales calls after rate requests	Privacy-sensitive borrowers . your data spreads wide
Privacy	No known public vulnerabilities found in the sources reviewed.^⁶	2024 Snowflake-linked breach confirmed; class actions and settlements followed; company now touts Fortinet, SpyCloud, and Cloudflare defenses.¹²
Support quality	No support evidence in sources	Heavy BBB and Trustpilot complaint volume
Public sentiment	Reviews are polarized: the mortgage calculator draws strong praise while some WalletHub reviewers allege billing problems.^²	Opinions split sharply: some borrowers found real savings, while many complain about relentless lender spam and data sharing.^⁷
Biggest gotcha	WalletHub reviewers claim charges taken from accounts; scrutinize anything you enroll in.^³	Expect lender spam calls for months after signup; Reddit PSAs repeat this warning