shouldiuse.io

Comparison

LendEDU vs LendingTree

LendEDU lands on Skip, and LendingTree lands on Depends.

LendEDU versus LendingTree
CompareLendEDULendingTree
VerdictSkipDepends
Best forCasual rate browsingMortgage shoppers comparing multiple lenders
Who it's not forAnyone trusting rankings to be impartialPrivacy-sensitive borrowers . your data spreads wide
PrivacyNo public security page found; the 2020 FTC case concerned deceptive rankings, not a data breach.²2024 Snowflake-linked breach confirmed; class actions and settlements followed; company now touts Fortinet, SpyCloud, and Cloudflare defenses.14
Support qualityNo support evidence foundHeavy BBB and Trustpilot complaint volume
Public sentimentDirect user feedback is thin . 97 Trustpilot reviews . and coverage is dominated by the FTC's deceptive-practices case.⁵Opinions split sharply: some borrowers found real savings, while many complain about relentless lender spam and data sharing.⁹
Biggest gotchaFree means lenders pay for placement . FTC alleged pay-to-play; cross-check every ranking.⁴Expect lender spam calls for months after signup; Reddit PSAs repeat this warning

Pick LendEDU when

  • Casual rate browsing
  • Student loan refi research
  • One-site loan category overviews

When LendEDU is not a fit

  • Anyone trusting rankings to be impartial
  • Buyers relying on reviews as social proof
  • Businesses seeking software . it's a consumer site
  • Privacy-cautious borrowers . no security page

Pick LendingTree when

  • Mortgage shoppers comparing multiple lenders
  • Debt-consolidation loan shopping
  • Borrowers comfortable with lead-gen follow-up

When LendingTree is not a fit

  • Privacy-sensitive borrowers . your data spreads wide
  • Anyone allergic to sales calls
  • Shoppers wanting one direct-lender relationship

Sources

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  14. security
  15. Hackers Auction Off LendingTree Consumers' Datanationalmortgageprofessional.com
    security
  16. security