Quidco
Worth it
Confidence: High
Worth signing up if you shop online often in the UK . it is free to join and pays real cashback.
New check
Comparison
Quidco vs Rakuten
Quidco lands on Worth it, and Rakuten lands on Depends.
Rakuten
Depends
Confidence: Medium
Join if you shop online often and can shrug off occasional missed tracking . it's free and often pays.
| Compare | Quidco | Rakuten |
|---|---|---|
| Verdict | Worth it | Depends |
| Best for | Frequent UK online shoppers | Frequent online shoppers at big chains |
| Who it's not for | Non-UK shoppers . retailer coverage is UK-centric | Anyone who needs cash back to reliably track . it often doesn't |
| Privacy | FCA-regulated company; a 2013 breach appears in old forum threads; no recent known vulnerabilities found in sources reviewed.10 | 2021 US breach notice on file; recent CVEs hit sibling products (Viber, Kobo, Send Anywhere), not the cash-back portal itself. |
| Support quality | Complaints over declined cashback and blocked accounts | Multiple complaints about disputes and slow resolution. |
| Public sentiment | Long-time users generally like Quidco, but many rate TopCashback higher and complain about declined cashback.² | Longtime users report reliable payouts, but a loud minority complains about slow, missed, or disputed cash back. |
| Biggest gotcha | Cashback is not guaranteed . tracking failures mean chasing retailers for weeks⁷ | Cash back can take months to pay and sometimes never tracks; the top complaint across review sites.16 |
Pick Quidco when
- Frequent UK online shoppers
- Big one-off purchases: insurance, energy, travel, electronics
- Users stacking cashback alongside TopCashback
- In-store and gift-card cashback fans
When Quidco is not a fit
- Non-UK shoppers . retailer coverage is UK-centric
- People who want guaranteed, zero-effort cashback
- Anyone unwilling to chase missing cashback claims
- Guess: single-portal loyalists . TopCashback rates often win
Pick Rakuten when
- Frequent online shoppers at big chains
- Coupon stackers
- Patient savers okay with slow payouts
When Rakuten is not a fit
- Anyone who needs cash back to reliably track . it often doesn't
- Privacy-sensitive users wary of granting email access
- Buyers expecting instant rebates at checkout
- People unwilling to chase missing cash back with support
Sources
- Quidco homepagequidco.comofficial
- Trustpilot . Quidco reviews (4 stars)trustpilot.comreview
- TopCashback vs Quidco comparisontopcashback.co.ukofficial
- Is QuidCo worth it? A reviewthefinancialwilderness.comreview
- What is Quidco and how does it workradiotimes.comofficial
review
- HotUKDeals . declined cashbacks threadhotukdeals.comreview
- Moneysupermarket acquires Quidco for £101muk.finance.yahoo.comnews
- Quidco FCA register entryregister.fca.org.uksecurity
- MSE forum . Quidco security breach (2013)forums.moneysavingexpert.comsecurity
- Valuedynamx powers Quidco in-store cashbackbusinesswire.comnews
- App Store . Quidco ratings & reviewsapps.apple.comreview
- Rakuten: Coupons, Promo Codes & Cash Backrakuten.comofficial
- Get 10% Cash Back, every day, with Rakuten+rakuten.comofficial
- Rakuten (USA) Reviews . Trustpilottrustpilot.comreview
- Rakuten.com Reviews & Complaints . ConsumerAffairsconsumeraffairs.comreview