RBC Insurance vs Square One Insurance

RBC Insurance and Square One Insurance both land on Depends.

RBC Insurance

rbcinsurance.com

Analyzed October 5, 2026

Depends

Confidence: Medium

Reasonable for Canadians who want bank-backed bundling of auto, home, life and travel insurance with advisor support, but the 1.6/5 Trustpilot score is a real service-quality warning.

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Square One Insurance

squareone.ca

Analyzed October 6, 2026

Depends

Confidence: Medium

Worth a quote if you're a Canadian homeowner or driver comfortable buying insurance fully online.

Read the full report

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RBC Insurance versus Square One Insurance
Compare	RBC Insurance	Square One Insurance
Verdict	Depends	Depends
Best for	Canadians bundling auto, home and life with one brand	Canadian homeowners and renters
Who it's not for	Anyone who hates slow claims . 1.6/5 Trustpilot	Americans . Canada-only coverage
Privacy	No known public vulnerabilities found in the sources reviewed.¹⁰	No known public vulnerabilities found in the sources reviewed.
Support quality	1.6/5 Trustpilot; dedicated complaint page	BBB complaints and 'beware' threads
Public sentiment	Reviews are polarized: a harsh 1.6/5 Trustpilot score and complaint-site listings versus a 4.5/5 aggregator rating on Tenereteam.^¹	Public sentiment is mixed: many Canadians use it, but BBB complaints and a 'beware' Reddit thread exist alongside heavy usage discussion.¹²
Biggest gotcha	Trustpilot 1.6/5 signals claims and service friction; expect slow resolution^¹	Claims and service complaints appear on BBB; read recent ones before buying.¹²

Pick RBC Insurance when

Canadians bundling auto, home and life with one brand
RBC banking customers wanting one-stop insurance
Buyers who want advisor or phone support
Quick online term-life and travel quotes

When RBC Insurance is not a fit

Anyone who hates slow claims . 1.6/5 Trustpilot
Bargain hunters wanting published rates . none exist
Universal life buyers without independent scrutiny
Non-Canadian residents . Canada-only products

Pick Square One Insurance when

Canadian homeowners and renters
Ontario and BC drivers
Digital-first insurance buyers
Quote comparison shoppers

When Square One Insurance is not a fit

Americans . Canada-only coverage
High-value or complex properties needing specialist underwriting
Buyers wanting a face-to-face broker relationship
Anyone uneasy with digital-only claims handling

Sources

RBC Insurance Reviews . Trustpilottrustpilot.com
review
RBC Insurance Car & Auto Insurance Quotes & Reviewslowestrates.ca
review
RBC Insurance Reviews . Tenereteamrbc-insurance.tenereteam.com
review
RBC Insurance Services Reviews . PissedConsumerpissedconsumer.com
review
Any experience with RBC car insurance? . Redditreddit.com
review
Universal life complaint . Redditreddit.com
review
RBC Life Insurance Review (2026) . PolicyAdvisorpolicyadvisor.com
review
Car Insurance: Get Auto Quotes in Canadarbcinsurance.com
official
Make a Complaint . RBCrbc.com
official
RBC Product Security Pagerbcinsurance.com
security
RBC Insurance offers customers online quotes (2001)insurance-canada.ca
news
Square One Insurance Services | BBB Customer Reviewsbbb.org
review
Home Insurance Reviews and Testimonialssquareone.ca
official
Get a personalized car insurance quote in just 5 minutessquareone.ca
official
Anyone use Square One Insurance? : r/vancouverreddit.com
review
Square One Auto Insurance experiences? : r/askTOreddit.com
review