Remitly
Depends
Confidence: Medium
Buy Remitly for small, frequent personal remittances to supported corridors . it is licensed, widely used, and rates 4.8/5 from 1.66M Google Play reviewers.
Comparison
Remitly vs Ding
Remitly lands on Depends, and Ding lands on Worth it.
Ding
Worth it
Confidence: Medium
Buy if you personally send prepaid mobile credit to family or friends abroad . it's a scaled, generally reliable top-up service.
| Compare | Remitly | Ding |
|---|---|---|
| Verdict | Depends | Worth it |
| Best for | Personal remittances to family abroad | People sending credit to family abroad |
| Who it's not for | Large transfers . fee hikes and FX markup compound | Businesses needing corporate mobile fleet plans |
| Privacy | Licensed and regulated with a public bug bounty; no public breaches found; one unverified user claim about PII collection over email.10 | Ding has published a cyber-security incident notice on its site; no standalone security page was found in sources reviewed. |
| Support quality | Suspension and stuck-transfer complaints recur | Frustration complaints and PissedConsumer pages |
| Public sentiment | App-store users rate it highly, while Reddit and BBB threads surface fee hikes, transfer delays, and account suspensions.¹ | Reviews are split: many users find it easy and reliable for topping up phones abroad, while others report frustration and unexpected charges.13 |
| Biggest gotcha | Advertised low fees may not persist . one user's $2.49 fee became $25.47⁴ | Unrecognized 'Ding Mobile' card charges reported on Reddit . audit your statements16 |
Pick Remitly when
- Personal remittances to family abroad
- Small, frequent transfers on popular corridors
- First-time senders chasing promo rates
- Mobile-first senders
When Remitly is not a fit
- Large transfers . fee hikes and FX markup compound
- Businesses paying vendors or contractors
- Rate-sensitive senders better served by Wise
- Corridors Remitly doesn't support
Pick Ding when
- People sending credit to family abroad
- Migrant workers topping up home phones
- International gift-card gifting
When Ding is not a fit
- Businesses needing corporate mobile fleet plans
- Anyone sending cash remittances, not just airtime
- Fee-averse buyers who can top up directly with the carrier
Sources
- Trustpilot reviews of remitly.comtrustpilot.comreview
- Remitly on Google Playplay.google.comreview
- Remitly on G2g2.comreview
- Reddit: fee increased $2.49 to $25.47?reddit.comreview
- Reddit: Avoid Remitly at all costsreddit.comreview
- Reddit: Is Remitly legit and safe?reddit.comreview
- Wise: Remitly fees guidewise.comreview
review
- Remitly Bug Bounty on HackerOnehackerone.comsecurity
security
- Remitly IR: record Q1 resultsir.remitly.comnews
- BBB complaints profilebbb.orgreview
review
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