The Penny Hoarder
Depends
Confidence: Medium
This is a free personal-finance media site, not software you buy . there is nothing to purchase and no reason not to read it.
Comparison
The Penny Hoarder vs Bankrate — Compare Mortgage Rates & Financial Products
The Penny Hoarder lands on Depends, and Bankrate — Compare Mortgage Rates & Financial Products lands on Worth it.
Bankrate — Compare Mortgage Rates & Financial Products
Worth it
Confidence: Medium
Use it if you're shopping mortgage, refi, savings, or credit card rates . it's free and well-regarded for comparison.
| Compare | The Penny Hoarder | Bankrate — Compare Mortgage Rates & Financial Products |
|---|---|---|
| Verdict | Depends | Worth it |
| Best for | Side-hustle idea browsing | Mortgage and refi shoppers |
| Who it's not for | Anyone wanting unbiased product recommendations | Anyone unwilling to receive lender sales calls after rate requests |
| Privacy | No known public vulnerabilities found in the sources reviewed.10 | No known public vulnerabilities found in the sources reviewed.16 |
| Support quality | No support evidence in sources | No support evidence in sources |
| Public sentiment | User sentiment is sharply negative: a 2.2/5 Trustpilot score and Reddit threads accusing it of misleading advice since it stopped being an independent blog.² | Reviews are polarized: the mortgage calculator draws strong praise while some WalletHub reviewers allege billing problems.12 |
| Biggest gotcha | Recommendations route to partners that pay the site; it earns when you convert.¹ | WalletHub reviewers claim charges taken from accounts; scrutinize anything you enroll in.13 |
Pick The Penny Hoarder when
- Side-hustle idea browsing
- Beginner saving and budgeting tips
- Class-action settlement deadline tracking
When The Penny Hoarder is not a fit
- Anyone wanting unbiased product recommendations
- People needing actual money-management software
- Readers allergic to clickbait listicles
- Sophisticated investors
Pick Bankrate — Compare Mortgage Rates & Financial Products when
- Mortgage and refi shoppers
- Savings and CD rate hunters
- First-time buyers leaning on calculators
When Bankrate — Compare Mortgage Rates & Financial Products is not a fit
- Anyone unwilling to receive lender sales calls after rate requests
- People expecting Bankrate to hold accounts . it's a marketplace, not a bank
- Thin-credit borrowers assuming headline rates are their real quotes
- Businesses seeking a financial product . this is consumer-only
Sources
- The Penny Hoarder homepagethepennyhoarder.comofficial
- The Penny Hoarder Reviews . Trustpilottrustpilot.comreview
review
- Reddit: Freecash earnings claim threadreddit.comreview
- The Penny Hoarder . Google Play appplay.google.comofficial
news
- Glassdoor reviews . 44% would recommendglassdoor.comreview
- Clearlink acquires Penny.com for The Penny Hoarderjamesnames.comnews
- Class-action settlements trackerthepennyhoarder.comofficial
- Security page scan . none foundthepennyhoarder.comsecurity
- Bankrate official sitebankrate.comofficial
- Bankrate reviews on Trustpilottrustpilot.comreview
- Bankrate Reviews: 16 User Ratings . WalletHubwallethub.comreview
- Bankrate Review for 2026 . The Mortgage Reportsthemortgagereports.comreview
- Bankrate Mortgage Review 2026 . U.S. Newsmoney.usnews.comreview
- Bankrate.com Trust Score 95/100 . Gridinsoftgridinsoft.comsecurity