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The Penny Hoarder Review

Depends

Should I use The Penny Hoarder?

One of the largest personal finance websites in America, with millions of monthly visitors looking to make and save extra money. - thepennyhoarder.com

· 1 month ago

This is a free personal-finance media site, not software you buy — there is nothing to purchase and no reason not to read it. Just treat its 'make money' picks skeptically: the site earns commissions when you sign up for what it recommends.

Confidence

Medium. Based on ~20 public sources; review samples are small (15 Trustpilot reviews), and this is a media site, not software.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support qualityNo support evidence in sources
  • Security postureNo disclosures; no security page found

Pricing

$0

Free

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes

Best for

  • Side-hustle idea browsing
  • Beginner saving and budgeting tips
  • Class-action settlement deadline tracking

Not for

  • Anyone wanting unbiased product recommendations
  • People needing actual money-management software
  • Readers allergic to clickbait listicles
  • Sophisticated investors

Gotchas - check before you buy

high

Recommendations route to partners that pay the site; it earns when you convert.

medium

Users report advertised earning amounts don't pan out.

medium

Owned by Clearlink since 2020; former readers question editorial independence.

low

No published security page; expect marketing email after newsletter sign-up.

Pros and cons

Pros

  • Entirely free: articles, newsletters, and iOS/Android apps cost nothing.
  • Huge audience: ~6.2M Facebook followers, millions of monthly visitors.
  • Tracks class-action settlement deadlines with concrete claim dates.
  • Practical guides like freezing your credit, plus original 2025 savings research.

Cons

  • Rated just 2.2/5 on Trustpilot (15 reviews).
  • Longtime readers say it declined after losing independence.
  • Content funnels readers to paying partners, including dozens of auto insurers.
  • Not BBB accredited.

Sources & method

- 10 sources - No known vulnerabilities found in the sources reviewed.

official x3review x4security x1news x2

Key stats

  • Value for money: 4/5

    Rating

  • $0

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money: 4/5. Free to read, but monetized via affiliate pushes
  • Ease of use: 4/5. Simple site; Play app rated 4.9/5
  • Feature depth: 2/5. Articles and newsletters only; no real tools
  • Support quality. No support evidence in sources
  • Security posture. No disclosures; no security page found
  • 2.2/5 Trustpilot rating 15 reviews
  • $0 Price Free site, newsletters, and apps
  • Yes Free tier All content is free
  • 2010 Founded Acquired by Clearlink in 2020

Pricing

Free

$0

  • All articles and newsletters
  • Free iOS, Android, and Windows apps
  • No paid tier found

Security

No known vulnerabilities found in the sources reviewed.

What users say

User sentiment is sharply negative: a 2.2/5 Trustpilot score and Reddit threads accusing it of misleading advice since it stopped being an independent blog.

“The Penny Hoarder is a lying bitch”
Reddit, r/povertyfinance
“The Penny Hoarder was once an independent blog”
Reddit, r/povertyfinance
Full analysis

Based on ~20 public sources; review samples are small (15 Trustpilot reviews), and this is a media site, not software.

Free personal-finance media site, not a tool. Fine for tips; its recommendations are ad-driven — verify before signing up.

Methodology

Based on ~20 public sources; review samples are small (15 Trustpilot reviews), and this is a media site, not software.

Read how a report is made.

Sources

  1. The Penny Hoarder homepagethepennyhoarder.com
    official
  2. The Penny Hoarder Reviews — Trustpilottrustpilot.com
    review
  3. Reddit: The Penny Hoarder criticism threadreddit.com
    review
  4. Reddit: Freecash earnings claim threadreddit.com
    review
  5. The Penny Hoarder — Google Play appplay.google.com
    official
  6. BBB Business Profile — Not accreditedbbb.org
    news
  7. Glassdoor reviews — 44% would recommendglassdoor.com
    review
  8. Clearlink acquires Penny.com for The Penny Hoarderjamesnames.com
    news
  9. Class-action settlements trackerthepennyhoarder.com
    official
  10. Security page scan — none foundthepennyhoarder.com
    security

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