The Penny Hoarder
Depends
Confidence: Medium
This is a free personal-finance media site, not software you buy . there is nothing to purchase and no reason not to read it.
Comparison
The Penny Hoarder vs NerdWallet
The Penny Hoarder lands on Depends, and NerdWallet lands on Worth it.
NerdWallet
Worth it
Confidence: Medium
Use it if you want a free Mint-style money tracker plus card, loan, and savings comparisons.
| Compare | The Penny Hoarder | NerdWallet |
|---|---|---|
| Verdict | Depends | Worth it |
| Best for | Side-hustle idea browsing | Mint refugees wanting a free tracker |
| Who it's not for | Anyone wanting unbiased product recommendations | Power budgeters needing envelope or zero-based control . use YNAB |
| Privacy | No known public vulnerabilities found in the sources reviewed.10 | No known public vulnerabilities found in the sources reviewed. |
| Support quality | No support evidence in sources | BBB complaint history; churn threads exist |
| Public sentiment | User sentiment is sharply negative: a 2.2/5 Trustpilot score and Reddit threads accusing it of misleading advice since it stopped being an independent blog.² | Reddit users broadly call it a trustworthy free Mint replacement, while a minority complain about advice quality and the web experience.11 |
| Biggest gotcha | Recommendations route to partners that pay the site; it earns when you convert.¹ | It is free because card issuers and lenders pay for referrals and placement. |
Pick The Penny Hoarder when
- Side-hustle idea browsing
- Beginner saving and budgeting tips
- Class-action settlement deadline tracking
When The Penny Hoarder is not a fit
- Anyone wanting unbiased product recommendations
- People needing actual money-management software
- Readers allergic to clickbait listicles
- Sophisticated investors
Pick NerdWallet when
- Mint refugees wanting a free tracker
- First-time credit card shoppers
- Casual budgeters
- Credit score watchers
When NerdWallet is not a fit
- Power budgeters needing envelope or zero-based control . use YNAB
- Businesses shopping for software . this is consumer-only, not B2B
- Anyone wanting commission-free product advice
- People unwilling to link bank accounts to a third party
Sources
- The Penny Hoarder homepagethepennyhoarder.comofficial
- The Penny Hoarder Reviews . Trustpilottrustpilot.comreview
review
- Reddit: Freecash earnings claim threadreddit.comreview
- The Penny Hoarder . Google Play appplay.google.comofficial
news
- Glassdoor reviews . 44% would recommendglassdoor.comreview
- Clearlink acquires Penny.com for The Penny Hoarderjamesnames.comnews
- Class-action settlements trackerthepennyhoarder.comofficial
- Security page scan . none foundthepennyhoarder.comsecurity
- NerdWallet Reviews: Written By Customers . ConsumerAffairsconsumeraffairs.comreview
- NerdWallet Reviews . Trustpilot (3,543 reviews)trustpilot.comreview
- I'm done with Nerdwallet . myFICO Forumsficoforums.myfico.comreview
- NerdWallet BBB Complaintsbbb.orgreview