Zettle
Depends
Confidence: Medium
Buy it if you're a solo or very small seller wanting the cheapest simple card payments with free software.
New check
Comparison
Zettle vs Clover
Zettle and Clover both land on Depends.
Clover
Depends
Confidence: Medium
Reasonable for retail or food businesses that need countertop hardware and have a vetted, trustworthy reseller.
| Compare | Zettle | Clover |
|---|---|---|
| Verdict | Depends | Depends |
| Best for | Solopreneurs and market traders | Retail and counter-service shops needing hardware |
| Who it's not for | Businesses that can't tolerate slow support | Mobile-only or pop-up sellers . Square is simpler |
| Privacy | No known public vulnerabilities found in the sources reviewed.13 | Core platform markets PCI compliance via Clover Security Plus; third-party online-ordering plugins have had CVEs including a data leak. |
| Support quality | Trustpilot and Reddit complain heavily about support | 2/5 Trustpilot; fee and contract complaints |
| Public sentiment | Users like the low flat fee and simple app, but Trustpilot and Reddit carry loud complaints about support, trust, and devices.¹ | Sentiment skews negative, with a 2/5 Trustpilot rating and recurring complaints about fees, contracts, and reseller pricing. |
| Biggest gotcha | Low fee is the hook; post-signup complaints center on support and trust, not pricing⁷ | Same hardware, different price: costs, fees, and contract terms depend on which reseller you sign with. |
Pick Zettle when
- Solopreneurs and market traders
- Small cafés and pop-up shops
- PayPal sellers adding in-person payments
- Anyone avoiding monthly POS fees
When Zettle is not a fit
- Businesses that can't tolerate slow support
- Teams needing ERP or Odoo integrations
- Merchants burned before by locked card readers
- Guess: high-volume chains needing advanced inventory
Pick Clover when
- Retail and counter-service shops needing hardware
- Merchants with a trusted local reseller
- Businesses wanting payments + lending in one
- Multi-device setups: handheld plus countertop
When Clover is not a fit
- Mobile-only or pop-up sellers . Square is simpler
- Anyone refusing multi-year reseller contracts
- E-commerce-first brands with no counter sales
- Buyers who need transparent, published pricing
Sources
- Trustpilot . Read Customer Service Reviews of zettle.comtrustpilot.comreview
review
review
- TechRadar . Zettle POS reviewtechradar.comreview
- BusinessExpert . Zettle Review 2026: 1.75% Flat, No Monthly Feebusinessexpert.co.ukreview
review
review
- Reddit . Odoo and PayPal POS integrationreddit.comreview
- MerchantSavvy . Is The Zettle 2 Card Reader The Right Choice?merchantsavvy.co.ukreview
- Zettle . Pricing and fees (official)zettle.comofficial
official
- Zettle . Payments security (official)zettle.comsecurity
- PayPal . Bug Bounty Program on HackerOnehackerone.comsecurity
- Wikipedia . Zettleen.wikipedia.orgnews
- PayPal Newsroom . PayPal Zettle US launch, June 2021newsroom.paypal-corp.comnews