shouldiuse.io

Categories

VERDICT

Should I use Groww?

Not disclosed - groww.app

Depends. A reasonable pick for first-time Indian investors doing SIPs and occasional stock buys, given its simplicity and scale. Active F&O traders, support-sensitive users, and anyone wary of the 2026 Android auth-bypass CVE should look elsewhere.

Confidence

Medium. Based on 50+ public sources; review snippets were truncated and numeric star ratings were not available in the evidence.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

Free opening

Demat + trading account

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes
Equity / F&O tradingRs 20 flat per order
Trade APISubscription

Best for

  • First-time Indian investors
  • Direct mutual fund / SIP investors
  • Occasional delivery-equity buyers
  • Mobile-first users

Not for

  • Active F&O traders needing advanced tools
  • Anyone outside India (PAN/KYC required)
  • Users who need responsive customer support
  • Traders unwilling to accept app-level security risk

Gotchas - check before you buy

high

Reddit threads allege undisclosed fees; verify the full charge breakdown before trading

high

CVE-2026-12065 auth bypass in the Android app — update before linking accounts

medium

Flat Rs 20 is not the whole cost — SEBI/statutory charges push brokerage above Rs 20

medium

Support complaints are common; expect escalation via Level 2 complaint process

Pros and cons

Pros

  • Simple interface; users describe the app as easy to use
  • Huge scale: 1.3Cr+ investors, called India's largest broker
  • One app for stocks, mutual funds, IPOs, gold and FDs
  • Runs a public bug bounty and published security practices

Cons

  • Support quality widely panned on Trustpilot
  • Hidden-fee and pricing-transparency complaints recur on Reddit
  • Android app had an authentication-bypass vulnerability (CVE-2026-12065)
  • Traders report issues selling options in profit
  • Some users switch to Zerodha for better trading tools

Sources & method

Analyzed 9/25/2026 - 10 sources - Bug bounty, named CISO, and published security practices — but a 2026 auth-bypass CVE exists in the Android app; unverified breach claims circulate on social media.

official x3review x4security x2news x1
  • CVE-2026-12065 — auth bypass in Groww Android app, Vulnerability identified in the Groww stock/mutual fund Android app involving a custom URL scheme. Verify your app is on the latest version.

Key stats

  • Value for money: 3/5

    Rating

  • Free opening

    Starting price

  • 10

    Sources

  • Analyzed

  • Value for money: 3/5. Flat Rs 20 advertised, but users report charges above it
  • Ease of use: 4/5. Users repeatedly call the app simple
  • Feature depth: 3/5. Broad product range; traders report gaps selling options
  • Support quality: 2/5. Trustpilot reviews call service poor
  • Security posture: 3/5. Bug bounty and CISO, but recent auth-bypass CVE
  • 1.3Cr+ Investors 13M+ users per Groww careers page
  • Rs 20 flat/order Brokerage Plus statutory/SEBI charges
  • $251M Funding Series E, pre-IPO

Pricing

Demat + trading account

Free opening

  • Free account opening
  • Direct mutual funds available

Equity / F&O trading

Rs 20 flat per order

  • Flat Rs 20 brokerage
  • Statutory charges billed separately

Trade API

Subscription

  • For algo trading
  • Subscribe via Groww Trade API

Security

Bug bounty, named CISO, and published security practices — but a 2026 auth-bypass CVE exists in the Android app; unverified breach claims circulate on social media.

  • CVE-2026-12065 — auth bypass in Groww Android appVulnerability identified in the Groww stock/mutual fund Android app involving a custom URL scheme. Verify your app is on the latest version.⁸
Full analysis

Based on 50+ public sources; review snippets were truncated and numeric star ratings were not available in the evidence.

Legit, beginner-friendly Indian broker; hidden-fee gripes, weak support, and a 2026 Android auth-bypass CVE.

Methodology

Based on 50+ public sources; review snippets were truncated and numeric star ratings were not available in the evidence.

Sources

  1. review
  2. review
  3. review
  4. review
  5. Groww on Google Playplay.google.com
    official
  6. official
  7. official
  8. security
  9. security
  10. news

Rate this review

Anonymous. You can change your vote.

Loading votes…

Comments

One queue. No nested comments. Give a display name first. Limit: 200 words per comment and 7 comments per day. You can edit or delete yours.

Save a name to write a comment.

0 / 200 words

No comments yet.