shouldiuse.io

VERDICT

Should I use Groww?

Start Online Investing in Stocks & Direct Mutual Funds with India's No. 1 Stock Broker - Groww. Equity Trading, F&O, Direct Mutual Funds with Zero-commission & 24x7 support. - groww.in

Depends. A solid pick for first-time Indian investors wanting simple stock and direct mutual fund investing in one app. Skip it if you're an active trader needing advanced tools or fast support — complaint volume around fees and service is high.

Confidence

Medium. Based on 20+ public sources; many review snippets were truncated, limiting quote depth.

Ratings

  • Value for money
  • Ease of use
  • Feature depth
  • Support quality
  • Security posture

Pricing

₹0

Account opening

ModelNot disclosed
Monthly feesNot disclosed
HardwareNot disclosed
Free tierYes
Equity trading₹20/order flat base
Direct mutual funds₹0 commission

Best for

  • First-time Indian investors
  • Direct mutual fund SIPs
  • Mobile-first casual traders
  • One-app stocks + MF portfolio

Not for

  • Active F&O traders needing advanced tools
  • Anyone needing fast, reliable support
  • Cost-sensitive traders wary of hidden charges
  • Users wanting deep charting and pro order types

Gotchas - check before you buy

high

Multiple Reddit threads allege total costs land higher than marketing implies; verify each trade's breakdown.

high

Android app had a custom URL scheme auth bypass (CVE-2026-12065); keep the app updated.

medium

Brokerage can exceed the flat ₹20 once SEBI and exchange statutory charges are added.

medium

Support complaints are common; formal escalation goes through Level 1 and Level 2 processes.

Pros and cons

Pros

  • Free demat account opening; zero-commission direct mutual funds
  • Simple, beginner-friendly interface, per multiple user reviews
  • Flat ₹20 equity brokerage base with published fee calculator
  • Runs a public bug bounty program and publishes security practices
  • Big scale: 1.3Cr+ investors; claims India's largest digital broker

Cons

  • Repeated Reddit reports of hidden charges beyond advertised fees
  • Trustpilot reviews cite 'very bad' experiences and poor service
  • Auth-bypass CVE-2026-12065 affected the Android app
  • Some users switch to Zerodha seeking stronger trading tools
  • Brokerage can exceed the flat ₹20 once statutory charges apply

Sources & method

Analyzed 9/25/2026 - 11 sources - One CVE (Android app auth bypass); company runs a bug bounty, employs a CISO, and publishes security practices.

official x3review x5security x2news x1
  • CVE-2026-12065: Groww Android app authentication bypass, A vulnerability was identified in the Groww Stock, Mutual Fund, Gold Android app involving its custom URL scheme, enabling an authentication bypass.

Key stats

  • Value for money: 3/5

    Rating

  • ₹0

    Starting price

  • 11

    Sources

  • Analyzed

  • Value for money: 3/5. Cheap headline rates, but repeated hidden-fee complaints
  • Ease of use: 4/5. Repeatedly called simple and beginner-friendly by users
  • Feature depth: 3/5. Stocks, F&O, MF, gold, API; fewer pro trading tools
  • Support quality: 2/5. 'Very bad experience' and 'most poor service' reviews
  • Security posture: 3/5. Bug bounty and CISO exist, but Android auth-bypass CVE
  • 1.3Cr+ Investors on platform per Groww careers page
  • $251M Largest funding round Series E
  • Yes Free demat account ₹0 account opening
  • ₹20/order Equity brokerage flat base; statutory charges extra

Pricing

Account opening

₹0

  • Free demat and trading account

Equity trading

₹20/order flat base

  • Statutory SEBI/exchange charges extra
  • Brokerage calculator available

Direct mutual funds

₹0 commission

  • Zero-commission direct plans

Security

One CVE (Android app auth bypass); company runs a bug bounty, employs a CISO, and publishes security practices.

  • CVE-2026-12065: Groww Android app authentication bypassA vulnerability was identified in the Groww Stock, Mutual Fund, Gold Android app involving its custom URL scheme, enabling an authentication bypass.⁶
Full analysis

Based on 20+ public sources; many review snippets were truncated, limiting quote depth.

Good beginner app for Indian stocks & direct MFs; weak support, hidden-fee gripes, one app CVE. Actives: consider Zerodha.

Methodology

Based on 20+ public sources; many review snippets were truncated, limiting quote depth.

Sources

  1. Groww Trustpilot reviewstrustpilot.com
    review
  2. Groww hidden fees threadreddit.com
    review
  3. Groww's Pricing Scam - hidden brokerage feesreddit.com
    review
  4. Switching from Groww to Zerodhareddit.com
    review
  5. I feel so bad (Groww app)reddit.com
    review
  6. CVE-2026-12065: Groww App Auth Bypass Vulnerabilitysentinelone.com
    security
  7. Groww Bug Bounty Programbugbase.ai
    security
  8. Groww Brokerage Charges & Pricinggroww.in
    official
  9. Why is my brokerage more than 20 rupees?groww.in
    official
  10. Groww raises $251M Series Egroww.in
    news
  11. Groww careers (1.3Cr+ investors)groww.in
    official

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