Report

Should I Use Instamojo?

instamojo.com·Analyzed 20 hours ago·9/18/2026·Based on 12 sources

Sell online easily and directly to consumers with integrated payments, shipping, analytics & more.

Depends

Buy it if you're an Indian solo seller needing fast payment links or a basic store.

Fine for tiny Indian sellers taking quick payments; 5%+₹3 fees and 1.6/5 Trustpilot support make scaling risky.

Confidence: Medium

1.6/5

Trustpilot rating

49 reviews

₹10/day

Starting price

₹6,999/yr + 5% + ₹3 per transaction

Yes

Free tier

Lite plan is free; transaction fees apply

~$7M+

Funding raised

15 investors per Crunchbase

Value for money

5% + ₹3 fees plus ₹6,999/yr stack up.

Ease of use

Guess: quick signup, no-code payment links.

Feature depth

Bundles store, shipping, analytics; each stays basic.

Support quality

1.6/5 Trustpilot; 'one of the worst' complaints.

Security posture

Bug bounty policy; no product CVEs found.

Pros

Free Lite plan to start selling^³
All-in-one: payments, store, shipping, analytics bundled^²
Claims 20,00,000+ Indian businesses powered^²
Free domain included with paid annual plan^²

Cons

1.6/5 Trustpilot rating across 49 reviews^¹
5% + ₹3 per transaction is steep vs typical gateways^⁴
Reviewers call the service 'one of the worst'^¹
₹6,999/yr store fee stacks on transaction charges^²

Gotchas

high5% + ₹3 per-transaction fee compounds with volume; run their fee calculator first
highVery low Trustpilot score signals widespread service complaints^¹
mediumConfirm exactly which transaction fee the free Lite plan carries before committing^³
medium₹10/day marketing framing hides the ₹6,999/yr annual commitment^²

Best for

Indian solo sellers and hobby businesses
Selling digital goods like ebooks and courses
Quick payment links without full gateway onboarding
Tiny D2C stores testing demand

Not for

Scaling D2C brands needing a serious storefront
High-volume sellers — 5% + ₹3 fees eat margin
Anyone needing reliable support — 1.6/5 Trustpilot
International-first businesses outside India

Companies that use it

CARE (India)¹¹

Pricing

Lite

Free

Payment links and basic selling
Transaction fees apply

Paid plan

₹6,999/yr (₹10/day)

Online store with free domain
5% + ₹3 per transaction

Security

No Instamojo-specific CVEs found; third-party WordPress plugin flaws and leaked user credentials appear in data.

Knit Pay WordPress plugin vulnerabilitiesWordPress plugin integrating Cashfree, Instamojo, Razorpay and PayPal had missing-authorization flaws in versions ≤9.4 and <9.6.^⁵
Leaked credentials tied to the domainHudson Rock lists 15,377 infostealer credentials for — likely user-side, not a confirmed platform breach.^⁶

What users say

Direct reviews are scarce and strongly negative on Trustpilot (1.6/5), yet Reddit threads still recommend Instamojo for simple Indian payment collection.