Brigit
Skip
Confidence: High
Only consider Brigit if you have no cheaper way to bridge a small payday gap and will set a cancellation reminder the day you sign up.
New check
Comparison
Brigit vs Empower (Personal Wealth, formerly Personal Capital)
Brigit lands on Skip, and Empower (Personal Wealth, formerly Personal Capital) lands on Depends.
Empower (Personal Wealth, formerly Personal Capital)
Depends
Confidence: Medium
Use the free dashboard for net-worth tracking; it's among the best in class.
| Compare | Brigit | Empower (Personal Wealth, formerly Personal Capital) |
|---|---|---|
| Verdict | Skip | Depends |
| Best for | Bridging payday gaps under $500 | Net-worth tracking across all accounts |
| Who it's not for | Anyone sensitive to recurring subscription fees | Small-balance investors wanting managed advice . high minimums (Guess: ~$100k) |
| Privacy | No known public vulnerabilities found in the sources reviewed. | No public vulnerabilities found for itself; SEC enforcement hit the advisory arm, and some breach headlines involve similarly named firms. |
| Support quality | FTC cited confusing cancellation; BBB complaints | Harsh retirement-plan service reviews |
| Public sentiment | Some users praise fast, repeatable advances, but others report significant losses from subscription-based advance apps including Brigit.⁸ | Opinion splits: reviewers love the free net-worth tracker, while retirement-plan customers and fee-sensitive users are sharply negative.14 |
| Biggest gotcha | Auto-renewal cancellation is the top complaint; FTC and a class action both flag it³ | Advisory fees on large balances sting; one 4-year user left 'burned' after exiting |
Pick Brigit when
- Bridging payday gaps under $500
- Credit building alongside small advances
- Users who read cancellation terms first
When Brigit is not a fit
- Anyone sensitive to recurring subscription fees
- Borrowers needing more than $500
- Anyone who has ever struggled to cancel a subscription
- Users wary of regulators . FTC and a state AG sued
Pick Empower (Personal Wealth, formerly Personal Capital) when
- Net-worth tracking across all accounts
- DIY investors wanting a free dashboard
- High-balance investors wanting human-plus-robo advice
When Empower (Personal Wealth, formerly Personal Capital) is not a fit
- Small-balance investors wanting managed advice . high minimums (Guess: ~$100k)
- Budget-only users who'll resent advisory upsells
- Fee-sensitive index investors . advisory fees compound hard
- Retirement-plan participants expecting responsive service (per Trustpilot)
Sources
news
- Class action claims Brigit used illegal automatic renewalstopclassactions.comnews
- Minnesota AG lawsuit against Brigitag.state.mn.usnews
- Brigit homepagehellobrigit.comofficial
- Brigit Instant Cashhellobrigit.comofficial
- How much does Brigit cost?help.hellobrigit.comofficial
- Brigit App Store reviewsapps.apple.comreview
- Brigit Google Play listingplay.google.comreview
review
- NerdWallet Brigit reviewnerdwallet.comreview
- Brigit BBB profilebbb.orgreview
- Upbound Group agreement to acquire Brigitfintechfutures.comnews
- Empower Review: Best Net Worth Trackerchoosefi.comreview
- Empower Review - PCMagpcmag.comreview
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