Novo
Worth it
Confidence: Medium
Buy if you are a freelancer or small business owner who wants fee-free checking with invoicing built in.
Comparison
Novo lands on Worth it, and Relay.app lands on Skip.
Buy if you are a freelancer or small business owner who wants fee-free checking with invoicing built in.
Nobody should buy: Relay.app shut down September 14, 2026, and deleted all accounts, workflows, and run history.
| Compare | Novo | Relay.app |
|---|---|---|
| Verdict | Worth it | Skip |
| Best for | Freelancers invoicing clients monthly | No one . service is gone |
| Who it's not for | Businesses needing cash deposits or branches | Everyone . the product no longer exists |
| Privacy | No known public vulnerabilities found in the sources reviewed. | No known public vulnerabilities found in the sources reviewed. |
| Support quality | Users report no phone number for support | Company closed; support no longer exists |
| Public sentiment | Users praise the simple, fee-free app but repeatedly complain about the lack of phone support.⁵ | User reaction was disappointment plus a scramble to migrate automations to other platforms.13 |
| Biggest gotcha | No phone support; a user says issues go unresolved, costing a 1-star review⁶ | Data is unrecoverable . accounts, workflows, and run history were permanently deleted⁹ |